Author Archives: breedeninsuranceservices

2016 Market Open Enrollment

The 2016 Market Place Open Enrollment period is quickly approaching

It’s getting Cold! Weatherproof Your Home

It’s January, what does this mean?  Time for cold weather, maybe ice and snow!  With winter weather comes unexpected surprises such as bursting pipes, failing furnaces and downed trees.  Now is the time to make sure your home is protected from these events. Inspect your thermostat and make sure it is working properly, change your […]
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Whole Life Insurance

Whole life insurance is not just permanent and guaranteed protection for your family, but it is a permission slip to spend down your assets. If we have a mortgage the banks require us to transfer liability to insurance companies in the form of homeowners insurance. When our homes are paid off we don’t simply stop […]
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Pool Safety

Summer is in full swing, the kids are out of school and they are probably looking for a swimming pool to stay cool and enjoy the summer. If you have a pool in your back yard or if you are enjoying a community pool these tips from can prevent a terrible accident: 1) Designate […]
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Beating the Heat

We were fortunate last summer to have only 11 days of temperatures over 90 degrees. If this month is any indication, it looks like it is going to be a hot summer. For those that work and play outside heat exhaustion is a real possibility, it is important to know the warning signs: Heavy sweating, […]
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Disability Insurance

Accidents occur every day to people from all walks of life and no one is immune. We like to tell ourselves that accidents happen to others, but not us. However, the facts say otherwise. . The Social Security Administration estimates that slightly more than 25% of 20-year-olds will be disabled before reaching age 67. . […]
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Umbrella Season

Spring has sprung! Time for BBQ’s and the end of hibernation. With Spring comes rain, when it rains what do we need? An umbrella of course! I would be derelict in what, I feel to be my responsibility, as an Insurance Agent to withhold a piece of vital information. That of course, is the Umbrella […]
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To comply with North Carolina Workers Compensation Law, employers have several questions when trying to determine worker status.  The most common is “if I am an employer and file “1099’s” on a lot of people who work for me, what does that mean for worker’s compensation?”  Just because you “1099” for IRS purposes does not […]
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